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To enable it you must first call American Express and opt-in then it will be added to every car you rent with your card This coverage has a flat fee.
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Many credit cards including all Bank of America consumer credit cards offer some insurance for car rentals This coverage is secondary if you have an existing.
Even if it did pay the insurance company might have a right to sue you to collect its losses if you are the at fault driver this may depend on whether you are considered the insured or whether the rental company is the insured You could refuse to pay and see if they are bluffing.
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Any damage that your car receives should be covered by the rental car's insurance policy If you are at fault your car insurance will cover damage of the rental car or if you are uninsured the rental company's insurance will attempt to recoup the repair costs from you.
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If you look at your car insurance policy they might not offer you a courtesy vehicle Many policies don't provide this unless you pay extra.
If you are at fault your third party property insurance will cover damage to the rental vehicle and the car rental company's insurance will most likely pursue you or your insurer for repair costs.
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Rental Coverage Pays Off Rental coverage pays for the cost of a rental while your vehicle is repaired after an accident This coverage available through your insurance company costs about the same as renting a car for just one day Contact your agent to add the coverage to your policy.
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Although American Express car rental insurance is normally secondary the company offers a program called Premium Car.
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